Hesitating To Buy Life Insurance Because Of The Physical Exam?
Did you know that No Medical Term Life Insurance is available ?
With this term coverage it gives you the option to purchase life insurance and skip the medical exam .
Below are 7 Major benefits of No Medical Term Life Insurance:
1. Convenience
Ultimately the benefit of this term life coverage is the convenience it provide for those who want to buy life insurance . With this type of life coverage you can get a life policy fast. Normally when applying for life ins it can take a months time after your physical exam to get coverage .
2. No Physical Exam
Your insurability is based on what info you included on your application for life coverage so there is no need for a physical exam.
3. You May Be Insurable Now
Tried getting life coverage before but were denied? By not having to do the medical exam you may be insurable this time . You can skip the medical exams and become insurable almost instantly . This opens the door for a lot of people .
4. Not Much Different From Regular Term Coverage
Aside from the convenience you still can purchase this type of term insurance for the same durations as any other term policy : 10 year, 15 year, 20 year or 30 year term .
5. Great for Supplementing Life Policy Owners
If you currently have a policy but are having trouble getting additional coverage then this may be another option for you .
6. Print Out Your Life Policy
Years ago this was never possible but with this type of life ins you can print policies out directly from your computer . Buying life insurence has never been more convenient ! A Term Life Policy available the same day? A Term Insurance Policy within the hour?
7. Supplement your Life Coverage that you have through your Employer
You might have a term insurance policy with your company. A few minutes and you will have additional coverage without much hassle.
Get No Medical Term Life Insurance ?
Force insurers to present their lowest Term Insurance Premium to you when you comparison shop.
